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INDIVIDUAL PACKAGE COVER

Individual Packages

The company is a service driven organization which aspires to meet the highest standards expected by our clients and underwriters. “Llards Insurance Agency’” seeks to be universally recognized as the premier global risk and human capital management advisory firm.”

  Medical Cover

We have medical insurance products and services suited to the needs and requirements of our customers. We have both local and international medical covers.

  Domestic Packages

This insurance package covers accidental loss or damage to residential homes and or contents of a dwelling house including your valuable items normally carried or worn. It incorporates your personal liability and that of your house hold members. The policy also covers the cost and expenses that you incur in the event of death of or injury or disease to your domestic servant arising out of and in the course of his or her employment as defined in the Work Injury Benefits Act.

  Motor Vehicle

Loss or damage – cost of repairs or reinstatement follow accident collision or overturning of the vehicle, fire, external explosion, self-ignition or lighting, burglary, housebreaking or theft malicious damage, cost of protection and removal to repairs following damage in transit by road transport, rail inland waterway, lift or elevator, liability to third parties –death or bodily injury, damage to property, medical expenses arising from an accident to the vehicle but not exceeding the limit stated.

  Personal Accident Cover

The policy provides for payment of benefits agreed in the event of an insured person sustaining bodily injury caused by violent accidental external and visible means, which results in death or disablement.

  Agricultural Insurance

Disasters hit hard. Adverse weather events such as drought, excessive rains, storms and hurricanes cause heavy losses to farmers. Disasters can often not be prevented from happening but they can, to some extent, be predicted and arrangements can be made to reduce their impact. However, in some cases, disasters cannot be predicted and farmers will have to cope with major losses after the event occurs.

  Travel Insurance

Traveling creates memories of a lifetime, and can also mean encountering the unexpected; ranging from an inconvenient flight delay to a cancellation for sickness, or a truly serious medical emergency. In today’s travel environment it’s increasingly important to protect yourself and your travel investment.