Llards Insurance Agency is a fortress for protecting a town, sometimes incorporating a castle. The same concept goes on to be our source of inspiration for our satisfactory services to our customers of all walks in life, for the sake of their SECURITY AND ECONOMY.
Workers Injury Benefit Act(WIBA)The policy provides cover for liability by law if an employee in insured’s service sustains bodily injury arising out of and in the course of employment by the insured in the business.
Office Assets – Fire and BurglaryBuildings, machinery, furniture, fixtures and fittings, electrical installations, stocks, stocks in trade including work in progress etc. belonging to any industry, offices, service occupancies, households etc.
Group Personal AccidentsGroup Personal Accident cover is taken by corporate and institutions. It compensates for death, permanent disablement, temporary loss of income due to disablement and medical expenses arising from an accident.
PensionsSpecially designed savings plan for you to make provisions for your retirement
Directors LiabilityEven decisions made with the best of intentions can be scrutinised. Legal actions and investigations that allege director misconduct cannot be ignored and defending them to prove your innocence can be extremely time consuming and costly.
Machinery BreakdownMachinery Breakdown policy is an ideal cover for all kinds of plant and machinery, to cover cost of repairs or replacement of damaged parts as a result of unforeseen and sudden physical damages. The cover affords protection to the insured machinery whilst at work or at rest and also when they are being dismantled for the purpose of cleaning, inspection and overhauling or removal to another position or in the course of their operations or subsequent re‐erection, provided these are performed in the same premises.
Public LiabilityThe policy provides cover for legal liability in respect of bodily injury to or illness of any person and loss or damage to property belonging to third parties arising as a result of:
– Defects in the insured’s ways, works machinery or plant.
– Negligence of the insured or his employee while on duty.
– Defective product.
Loss or damage –cost of repair or reinstatement following accidental collision or overturning of the vehicle fir: external explosion, self-ignition or lighting, burglary, housebreaking or heft, malicious act, cost of protection liability to third parties in death or bodily injury damage to property litigation expenses with company’s knowledge.